In plaintiffs' suit against defendant bank under the Truth in Lending Act (TILA) seeking mortgage rescission, district court's grant of defendant's motion to dismiss the complaint for failure to state a claim upon which relief may be granted is affirmed as plaintiffs' failure to respond to defendant's arguments leads to the conclusion that they have waived any argument that the allegedly erroneous TILA disclosures are in fact material.

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Bonte v. U.S. Bank, N.A.